Just came across an interesting diagram that seems to suggest you can determine 3.3Volt cards from 5 Volt cards by where the "key" (that open slot in the edge connector) is... 5 volt cards have the key towards the rear of the connector:
https://i.stack.imgur.com/uQTmf.png
So if you have to roll the dice on a card and can see a picture of the connector it has... I would think this would improve your odds a lot.