Looking to buy a copy of Visual Mill 6.0

[mike102668]

Hey guys, I have tried negotiating with MecSoft only to have the rude lady tell me that they don’t deal with people like me who want to finance the product. I went to Alibre to see about financing, and the lady there told me they want 50% down which is still more than I can fork over right now. I was hoping to finance 0 down for 12 months which I CAN afford.

Anyone got any options for me? This is so frustrating. It's like no one wants my business! I have had such a bad experience with this so far, that I am tempted to go the illegal rout!

[Magnum164]

Hey guys, I have tried negotiating with MecSoft only to have the rude lady tell me that they don’t deal with people like me who want to finance the product. I went to Alibre to see about financing, and the lady there told me they want 50% down which is still more than I can fork over right now. I was hoping to finance 0 down for 12 months which I CAN afford.

Anyone got any options for me? This is so frustrating. It's like no one wants my business! I have had such a bad experience with this so far, that I am tempted to go the illegal rout!

So, just because you go to buy a new car and they won;t give you the financing you want you will go and steal a car off their lot? Its no different.

I have been talking with Mecsoft the past few weeks and they are very helpful. How many software vendors out there that you know of that will finance your purchase for nothing down for 12 months?

Why not go to your local bank and get a signature loan for the cost of the software? I have a running signature loan at my bank I can use in cases like these if I really "have to have" something now.

[awerby]

Leasing companies will finance software as well as equipment, as long as it's over their minimum amount, and usually they will arrange it so that you own the goods at the end of the payment period. Of course, you would have to qualify for the loan - usually they require that you've been sucessfully in business for a couple of years.

If that's not the case, what about putting it on a credit card? That's how most individuals finance large purchases.

Andrew Werby
ComputerSculpture.com — Home Page for Discount Hardware & Software

[mike102668]

I think you guys mistook my attempt at some humor as literal. I was not going to steel anything and post it for all to see?

The lady I talked with was a bit rude to me but that doesn't mean the company as a whole is bad. My original post was to buy a copy from someone who might have upgraded to something else, I don't even know if that is possible which is why I posted for help. I probably should have just said that, instead of "what are my options", but I figure someone would throw a few ideas on the table.

The credit card option is no option for me because it took me 10 years to get out of debt. I owe nothing, nada, zilch and plan to keep it that way. Getting a small loan from a bank is an option I over looked. My bank has reasonable rates and I might consider this.

[Magnum164]

The credit card option is no option for me because it took me 10 years to get out of debt. I owe nothing, nada, zilch and plan to keep it that way. Getting a small loan from a bank is an option I over looked. My bank has reasonable rates and I might consider this.

I will agree with you there. I prefer to the route of sig loans to get a cheaper interest rate. Just make sure you get the option to pay it off early with no penalties. I usually get the loan then pay as much as possible over the monthly payment.... Just incase something happens it can give you a few months to recover.

[mike102668]

I will agree with you there. I prefer to the route of sig loans to get a cheaper interest rate. Just make sure you get the option to pay it off early with no penalties. I usually get the loan then pay as much as possible over the monthly payment.... Just incase something happens it can give you a few months to recover.

I appreciate the great advice! Thanks Magnum.

[scudzuki]

I get at least 3 preapproved credit card offers every week, and every one offers zero percent interest for at least a year. Having repaired your credit, are you not getting any offers like this?

Joe

[Magnum164]

I get at least 3 preapproved credit card offers every week, and every one offers zero percent interest for at least a year. Having repaired your credit, are you not getting any offers like this?

Joe

Yea, check the interest rate and fine print on those pre-approved offers. Most are what I consider scams and will get you 20-25% interest rates and you can't pay off the balance early, you have to pay the interest.

read before you sign!

[mike102668]

I get at least 3 preapproved credit card offers every week, and every one offers zero percent interest for at least a year. Having repaired your credit, are you not getting any offers like this?

Joe

When I get any mail from any credit card companys it goes right in the trash un-opened. They had me as their slave for 10 years, I don't want to mess with them any more!

Thanks for for the consideration though.

[DareBee]

You could always do a reverse loan.
Put $50 a week into an account. When it is payed up, go buy the software.

[Caprirs]

I don't understand the difference between financing through the software company compared to financing on your own through a credit card?

[scudzuki]

Yea, check the interest rate and fine print on those pre-approved offers. Most are what I consider scams and will get you 20-25% interest rates and you can't pay off the balance early, you have to pay the interest.

read before you sign!

Really. Major credit card companies perpetrating scams. Call the FTC!

I have used offers like these for years.

Never paid a dime of interest.

Years ago I financed a new motorcycle with an brand new card at 0% for 12 months. I kept moving the balance to new cards with 0% introductory offers before the current introductory offer expired (they used to let you payoff other cards as part of their offer). I used 4 different cards and never paid a dime of interest. I am not a slave to them, I use their money for NOTHING. Anyone with a little discipline and a calendar can do the same.


Joe