Since you are asking, and I'm unsuccessfully trying to get to sleep, here is my advice.
If you are worried about it breaking, don't buy it. At the shop I used to run, I had several folks come around to visit who owned Haas's. They always asked about our machines, and the inevitable "Hows the service?" comes up. "don't know, they don't break", and my salesman brings beer.
Since you are tight on cash, check out other brands, I find that Haas's really hold their value, so you may be(probably) overpaying for what you need. You may be able to get 10X the machine for half the money.