If I was getting a new benchtop lathe,I'd go for the 9x20 from harbor freight or grizzly.I have a 7x10 and its just too small.If you put a part in the chuck and a drill bit in the tailstock, you only have a few inches of clearance.
As for the mill, I'm partial to the X2. X2 cnc finished for now maybe
They go for around $500. If you can afford it, step up to the X3. Twice the price but it has a bit more table travel.More is better.
That's what it comes down to,price and size of stock you want to work on.
All the 'imports' have fair to midland quality and tolerance holding and can be improved with a little tweaking. My CNC X2 holds .001 tolerance no problem.
I wouldn't get a 3 in 1 unless space is real critical. Too much tearing down and setting up between jobs and the milling side of it is not that great, spend a couple more bucks to get separate machines with more capacity.
Just my opinion, Hoss