I recieved these emails from a guy looks like a scam to me what do you guys think

1st email
HELLO
MY NAME ID MR.WAYNE STANLEY,AN AMERICAN BUSINESS MAN,BUT RESIDE IN THE UK.I AM IN THE INTERESTED IN PURCHASING YOUR Hypertherm Max 200.


ALSO,I WILL LIKE TO MAKE THE PAYMENT THROUGH A CASHIERS CHEQUE AND I WILL WANT YOU TO GET BACK AT ME THROUGH EMAIL waystanley00@yahoo.co.uk TO KNOW YOUR FINAL ASKING PRICE FOR THE ITEM.

KINDLY GET BACK AT ME ASAP,

REGARDS,

MR.WAYNE STANLEY
+447024076160

(I replied 4000.00)


2nd email
ATTENTION:Kirk Michigan welding

I AM HAPPY TO READ YOUR MAIL TODAY,THANKS FOR YOUR PROMPT RESPONSE AND I WILL WANT YOU TO KNOW THAT I ACCEPT YOUR PRICE FOR THE ITEM.

I WILL WANT TO START WITH THE MAILING OF THE CHEQUE TO YOU AND I WILL WANT YOU TO PROVIDE ME WITH THE BELOW DETAILS ASAP:

1.FULL NAME
2.STREET ADDRESS
3.CITY
4.STATE
5.COUNTRY
6.PHONE NUMEBR

I WILL GET IN CONTACT WITH A SHIPPER HERE IN THE UK WHO WILL BE COMING FOR THE PICKUP OF THE ITEM AS SOON AS THE CHEQUE CLEARS FROM YOUR BANK.

REGARD,
WAYNE STANLEY

Standard pure scam. American Business Man, Cheque???? I'd play with him for a while and waste his time, and I highly doubt he is in the UK.

Just report it and move on. I would never send anything that large and heavy over seas It would not be worth the time or money can you imagine how much shipping would cost.

beware, its possibly a scam.

I have had people email me from craigslist and send huge bank checks. After calling the bank to verify, it turned out to be a scam. if you are wary, then ask him for all his personal info. ie. name of the american business. phone number of business and any points of contact or additional customers. usually they will not be able to back up the claim.

I thaught so he contacted me because it is advertised on this site so I didn't know for sure Thanks I agree with all of you Kirk

From the sound of his email, he is the same guy that wants to send me 12 million dollars, because he won the lottery and for tax reasons wants to process it out of country or some such BS. All I have to do is send him $135.00 to get the paper work started.

Possibly an immigrant? Certainly not English lol...It may have been fortuitous for him to have called himself Gorton Winstanley the third....He may be a Nigerian King or even just a lowly Prince....I get those all the time ;)

I recommend testing the waters...Get him to send you a million dollars or whatever the currency is in his fake world and agree to send the change from a Donut! Sounds fair to me..........btw I sell Donuts for a measly $999.9999.99 if you're interested....I don't accept "checks" however :(


hth

Hi Kirkln

I'm not sure the reasion that you would think that this is a scam he is going to send you a check once it is CLEARED they will pick up the goods

He has not asked for any bank information Etc just your address & phone number If you are selling the item he wants then you are covered by the fact that the check has to clear before your machine is shipped

To be sure ask him for his imformation & check it out as easy as that if he had asked for bank information you would have something to think about he has given you his phone number give him a call

Histeria at its best guys The guy can not do anything with your name & address but to send you a check put it in the bank when the check clears let him know to pick up the machine

Hi Kirkln
Histeria at its best guys The guy can not do anything with your name & address but to send you a check put it in the bank when the check clears let him know to pick up the machine

A guy I used to work with got scammed exactly like this. The check cleared, he spent some of it, and 2 days before the merchandise was to be picked up, they pulled the check back out, this was 4 weeks after it had cleared. He ended up with $14k in DVD players in his garage and ended up having to take out a loan to cover the huge gaping hole in his bank account.

Run!!!!

LMFAO Too funny so lovebugjunkie it's only 135.00

Little Bubba is right. Check clearing your bank means nothing. It takes months before that check clears that international bank. If its found to be phony, your libel and may be investigated for fraud. You would have to prove that you didn't create that check to defraud your own bank. Besides that, all your checks in the system that you wrote would bounce.

Hi,

Check this out: Our industrial neighbor sold something on e bay for a huge sum of money, to someone out of country, and DID get the money! They actually put money into my neighbors account. All of a sudden, before they even had a ship to address, the FBI seized ALL my neighbors’ accounts. After about 4 weeks, and lots of time spent with the FBI, my neighbor did get his money back, but not the money for the e bay item, which he still had.

Here’s the scam: Money to overseas criminals is worth nothing until it gets laundered. They have to prove where they got the money, like from you. They buy something from someone in the USA, and actually pay for it, but they don’t pick up the item. Then a month or two later, they contact you with the bad news that they don’t need it anymore, and “we understand that you can’t refund us all the money, just give us back a fair price” Now, you have $ $ instead of eyeballs! WOW. I sold it for $50,000 and they only want back $10,000! Wow, I made $40,000.00! And it’s in my account! And I still have the item! Until the FBI catch’s up with you! Criminals will gladly trade $50,000 dirty money for $10,000 clean money! Now you’re out $10,000 of your own money, you sent back to the scammer, and the FBI takes the $50,000 dirty money. Lucky are those who did this, and the FBI never tracked it back to them. A friend of mine got $1,500 about 2 years ago, in a scam like this, and he NEVER got a ship to address OR was NEVER asked for the money back. They paid via credit card. Must be that criminal kept bad books, and forgot whom they sent the money to.

A real "tel-tale" tip is, most of the time the Scammer knows nothing about the item he's buying! and has no concern about the condition, or controls, or anything like what a real customer should be asking. Ask the guy if he wants you to tell him how to program "rolling code" or does he already know? if he says "i already know" BINGO! there is no such thing as rolling code, hes not a machinest, and don't even want to spend the time finding out what that is, he just wants to get on with his scam!

Maybe it’s not a scam; sure you want to sell the item. I would talk to your banker, and ask how you can do this without getting into a scam, or risking your bank account.

Remember Dad saying: “there’s no such thing as a money tree” Dad was only wrong about the drinking beer thing: cold beer IS good for you!

little bubba

Your friend got scammed because he was stupid the only way money can be removed from your account is if the other party has your bank account information numbers & your signature the other way is if the check did not clear & it will not show as not cleared in your account. a check will not clear into your account untill the international bank has cleared it so if the money was in his account it was cleared & the other party had his account number that is the only way money can be removed from your account.

I do this all the time I just brought a new Hass which was payed for from another bank in another country with a personal check

SCAMS

Are only sucessful & happen when the other party has your bank information THAT MEANS YOU MAKE IT HAPPEN

DO not allow wire transfers as they will have your bank account & bank routing Numbers

Get only Bank certified checks sent to you by certified mail once you request this you will know whether if they are a scammer or not as you will not hear from them again.

Check with the bank to see if the check has cleared & NOT PENDING before you go SPENDING

IF the Bank does not clear the check in your account they the bank will remove it FROM YOUR ACCOUNT NOT THE OTHER PARTY

There are other things that could be added to this but this is the main stuff

Kirkln you said that the guy emailed you before you placed the add that you had your machine for sale How would he know this without information from you about your machine That is not possible to gess what you had for sale without you telling him

little bubba

Your friend got scammed because he was stupid


I didn't say he wasn't, but I'm 99% sure it was an overseas check that got yanked back out. I don't think it was a direct transfer.

On edit, I'm not bad mouthing the guy, he really is cool, though I think lacked judgement in that whole situation.

think the usual scam is; scammer want to buy something, "by accident" he pays with
a check of tripple amount, says it was accident and tells you to send him what he paid too much, minus something to compensate for the trouble of his mistake.
you send him back money, bank already cleared check right so no problem, but four weeks later bank withdraws money saying; 'sorry after going through all the systems turned out the check bounced'.......

little bubba

His check got pulled because it did not clear it does not matter were the check comes from it would never have been cleared into his account by his bank & he went spending money he did not have from that check when you put a check in your account it is always Pending untill it is cleared by your bank nothing else comes into play here just you & your bank.

It is the same if you write out a check to someone with no money in your account it will come back to you the bank your bank has not payed on your check so the other persons bank will remove the amount from his account the money was never in the other persons account it was just showing in there but PENDING it being cleared from your bank

bugment

Being from nigeria you would hear of many of there scams but what you are saying is not how it works

If your bank has cleared your check then the money is yours they can not take the money from your account the money was never in your account untill it clears from the sorce

The money shows in your account but is only PENDING which means its not yours untill they the bank has cleared it

If it takes 4 weeks or more to be cleared or removed it was PENDING the whole time
its up to the receiver to be aware that the check is PENDING untill his bank has cleared it

Little Bubba is right. Check clearing your bank means nothing. It takes months before that check clears that international bank. If its found to be phony, your libel and may be investigated for fraud. You would have to prove that you didn't create that check to defraud your own bank. Besides that, all your checks in the system that you wrote would bounce.

Mactec, quoting NWrepair here, so when does a check actually completely clear? Especially an international one. A bank can still pull it back even after it has cleared(your bank).

An example that happened to me a few month ago, tell me what happened. A company check written on Bank of WeSuck, to my account at Bank of WeSuck. Should have been instant. Waited a few days, then paid my credit card. I had cash in my pocket and nothing due for two weeks, didn't check my CC account or my bank account, no need(or so I thought). So when the second bill cycle of the month came around, I checked my Bank Account, my CC payment had gone through, accepted by the credit card company, after the standard 2-4 day wait, credited to my account and then about 11 days later, the Bank of WeSuck withdrew my check from the CC.

Apparently they had lost my deposit, and it was never credited to my account. So when I didn't make up the overdraft for 10 days, they sucked the money back from CitiBank. So on top of the $239 in fees from the Bank of WeSuck, and the $100 and something from CitiBank for a "withdrawn" check fee, I had to spend about a million hours on the phone being VERY pi$$ed off.

Long story short, a check was withdrawn long after it had cleared, and the money sucked back.

Hi little bubba

The check that you had deposited had not been cleared by your bank if you ask your bank they will tell you so you payed your credit card with money you thought you had,

(2) You did not check with the bank to see if the check had cleared as I said in other replys here it does not matter where the check comes from its not yours to spend untill your bank has cleared it & you have to verifiy this with your bank if it is a large amount that you need to use

(3) Now if the bank messed up & some how lost your deposit then this would be there fault & you would not have any late or over draw fee Etc they the bank is the libel party here if this is the case you should be claiming it all back from your banker

(4) A International check is the same as any the money is not in your account
untill your bank has cleared the check no matter how long it takes its not there to spend untill you have verified it with your bank

I had something like this happen to me one time some years ago & the bank payed all the fees back plus payed the credit card extra fee so banks if they are wrong they will make it right for you just get in there face a little if you are right & they the bank will fix it for you

Obvious fake.

Refers to himself as Mister.
An American spells "Check", not "CHEQUE".

Hi waynehill

You are right with the spelling but if he lives in the UK he would have to spell it cheque
as the english would not no what he was wanting if he wrote it as check

& yes it still could be a scam But give him none of your important information
& get his check wait for your bank to have it cleared & don't spend it before it is cleared/verified by your bank

Hi waynehill

You are right with the spelling but if he lives in the UK he would have to spell it cheque
as the english would not no what he was wanting if he wrote it as check

& yes it still could be a scam But give him none of your important information
& get his check wait for your bank to have it cleared & don't spend it before it is cleared/verified by your bank You'd be surprised what the English may "know" regarding spellings and "Americanisms" For instance you say to me "Check the trunk" I don't write a check I simply look in the boot...The other way round when I say "Get in the boot" do you reply "It's the wrong size....Dude!"

Problem with scammers (and people in general) is that they assume everyone else is of the same intellect as they....Nobody took into account "Stupid"

"Forest Gump would have done it!" is no legal defence. :D

I'd recommend a spellchequer to mac..< :poke:

Hi little bubba

The check that you had deposited had not been cleared by your bank if you ask your bank they will tell you so you payed your credit card with money you thought you had,

(2) You did not check with the bank to see if the check had cleared as I said in other replys here it does not matter where the check comes from its not yours to spend untill your bank has cleared it & you have to verifiy this with your bank if it is a large amount that you need to use

(3) Now if the bank messed up & some how lost your deposit then this would be there fault & you would not have any late or over draw fee Etc they the bank is the libel party here if this is the case you should be claiming it all back from your banker

(4) A International check is the same as any the money is not in your account
untill your bank has cleared the check no matter how long it takes its not there to spend untill you have verified it with your bank

I had something like this happen to me one time some years ago & the bank payed all the fees back plus payed the credit card extra fee so banks if they are wrong they will make it right for you just get in there face a little if you are right & they the bank will fix it for you

I got back almost all of the fees, and I was in the wrong for not checking and banking at the Bank of WeSuckGiantMonkeyBallsandWillScrewYou.

What I was referring to was the Bank of LostDepositsandGovernmentTakeOversThatSucksGiantMonkeyBalls was able to pull back a check from CitiBank that had already cleared. There is no way in this world that Citibank is going to post a credit to my account and not charge me interest on money that they do not physically(in the cyber world)have.

What I'm saying is that even after a check has completely cleared, it can still get yanked back. The funds had already been moved from the Bank of WeSuck to Citibank, they were at Citibank for 11 days, I didn't pay interest on that money for 11 days, they actually probably had it for 14, but you know how credit cards are. The fact that I didn't(even though I actually did) have enough money has no bearing, the Bank of WeSuck had the power to go in and suck back a cleared check.

Now take this same scenario and move half of it overseas, into a country with a whole lot more corruption, if thats possible. Nasty things can happen.

Hi little bubba

The check that you had deposited had not been cleared by your bank if you ask your bank they will tell you so you payed your credit card with money you thought you had,

(2) You did not check with the bank to see if the check had cleared as I said in other replys here it does not matter where the check comes from its not yours to spend untill your bank has cleared it & you have to verifiy this with your bank if it is a large amount that you need to use

(3) Now if the bank messed up & some how lost your deposit then this would be there fault & you would not have any late or over draw fee Etc they the bank is the libel party here if this is the case you should be claiming it all back from your banker

(4) A International check is the same as any the money is not in your account
untill your bank has cleared the check no matter how long it takes its not there to spend untill you have verified it with your bank

I had something like this happen to me one time some years ago & the bank payed all the fees back plus payed the credit card extra fee so banks if they are wrong they will make it right for you just get in there face a little if you are right & they the bank will fix it for you

Actually, this is completely wrong. Ask your bank sometime if they can tell you how long it takes a check to clear. The answer is YOUR bank clears it in 2 days for a local bank, 5 days for an outstate bank and overnight if it's something official (gov't, cashiers, etc). This process is actually Federal law.

HOWEVER, and this is the big scam no one will tell you about, it may take the ISSUING bank 4-6 weeks to confirm the funds are available and that the check is legitimate. Normally this is not a big deal, but if it's a fake, the whole transaction unravels EVEN IF YOUR BANK SAYS IT CLEARED. And you are responsible for the whole amount.

From the FTC itself: "Under federal law, banks must make funds available to you from U.S. Treasury checks, official bank checks (cashier’s checks, certified checks, and teller’s checks), and checks paid by government agencies at the opening of business the day after you deposit the check. For other checks, banks must similarly make the first $100 available the day after you deposit the check. Remaining funds must be made available on the second day after the deposit if payable by a local bank, and within five days if drawn on distant banks. However, just because funds are available on a check you’ve deposited doesn’t mean the check is good. It’s best not to rely on money from any type of check (cashier, business or personal check, or money order) unless you know and trust the person you’re dealing with or, better yet — until the bank confirms that the check has cleared. Forgeries can take weeks to be discovered and untangled.
The bottom line is that until the bank confirms that the funds from the check have been deposited into your account, you are responsible for any funds you withdraw against that check."
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre40.shtm

Bottom line is that, even if the funds are cleared, they can still be withdrawn if the check is eventually found to be bogus, even if that is months later. And, BTW, notice the contradictions within the FTC's own description (cleared vs deposited vs funds available), that's what scammers exploit and most bank employees won't be able to tell you what state your deposit is actually in...

For really small amounts (under $2000), PayPal is a pretty good (if expensive - use this http://ppcalc.com/ to recover the fees) way to get foreign payments. If it's more than that, you can do a SWIFT transfer, which is a standard way of moving money internationally. For significant transactions, the standard way is Letters of Credit and escrow accounts, but that's only worth it over $100k.

Chris.

Scam or not

I have noitced one thing that is more important than anything else is that nobody so far
have looked at one thing

What was a guy in the UK going to do with a Hyertherm Max 200 it would be no good to him if it did not have the right power requirments which was the first thing that I saw was wrong the UK mostly being 400v 3ph & there 1ph Which is 230v hot per leg so unless this Hyertherm has multiple voltage inputs it would be of no use to the buyer in the UK

SCAMS

Are only sucessful & happen when the other party has your bank information THAT MEANS YOU MAKE IT HAPPEN

DO not allow wire transfers as they will have your bank account & bank routing Numbers

Get only Bank certified checks sent to you by certified mail once you request this you will know whether if they are a scammer or not as you will not hear from them again.

Check with the bank to see if the check has cleared & NOT PENDING before you go SPENDING

IF the Bank does not clear the check in your account they the bank will remove it FROM YOUR ACCOUNT NOT THE OTHER PARTY

There are other things that could be added to this but this is the main stuff

Kirkln you said that the guy emailed you before you placed the add that you had your machine for sale How would he know this without information from you about your machine That is not possible to gess what you had for sale without you telling him

I thaught I said he contacted me because it is advertised on this site this is the only place I have it listed so he must have seen it here

And he dun speak proper English like what we does.

I would bet my firstborn that it's a 100% scam.

He'll send you a cheque and, as previously posted, send you too much then ask for a refund minus a deduction.

There's whole sites dedicated to wasting these scammers' time. Some have even managed to string a scammer along for months wasting their time and getting them to travel miles to pick up the cash ("I'm going through a divorce and my account is frozen.. can I pay you cash?"). My favourite was one anti-scammer who got pictures off a live cam of some crossroads in like Amsterdam or something and sent the scammer a picture of where he would meet him with the bag of cash. He then posted the scammer turning up. Top bannana. Pure class :)

I have a 200 ton press brake that was made in Russia I have 230 3 phase at my shop it was wired 440 in the shop I bought it from here in Mich. I wired it to 230 3 phase and had to use a large reostat the control voltage was 38 the 3 phase in UK is 380 I don't know if our 3 phase equipment would work on 380 or not my guess is (no) it would be to low but you could buck the voltage not easy though

He did I gave him my address after reading the posts on here made sense to me he can not get my bank info here is his reply LMAO

ATTENTION: Kirk Michigan welding



I APPRECIATE YOUR PROMPT RESPOSNE AND I MUST SAY THAT I AM VERY HAPPY AT THE INFORNATION YOU PROVIDED.



IN NO TIME,I WILL START WITH THE MAILING OF THE CHEQUE TO YOUR CONTACT ADDRESS,AND I EXPECT YOU TO BE ON THE LOOK OUT OF IT.AS SOON AS YOU HAVE THE CHEQUE AT YOUR CONTACT ADDRESS,MAK SURE YOU PROCEED TO THE BANK FOR IT TO BE CLEARED.



AFTER IT MUST HAVE BEEN CLEARED, YOU WILL DEDUCT THE PRICE OF THE ITEM AND SEND TO MY AGENT THE EXCESS AMOUNT FOR HIM TO START THE PROCESS OF THE PICKUP OF THE ITEM.



HOPE TO HEAR FROM YOU SOON.

REGARD,
WAYNE STANLEY

Chris
Your post brought back memories of SWIFT. You are right, SWIFT is a very secure, fast and reliable way to transfer funds worldwide and in country. SWIFT can get your transfer from point A to B in seconds; it’s the beginning and end points (banks) you have to worry about. I could relate a few stories about transmitting and receiving banks in the SWIFT system that would make you want to remove your money and never trust a bank again.


I worked for SWIFT many years ago, had a few positions in the Culpeper Va facility, in the computer operations and network control sections. Very interesting positions, one thing I found out about banks that surprised me was how often they make mistakes in accounting for money in a timely fashion.

I think some people give banks way too much credit for doing things by the book.

This is a classic 419 type scam.

Have a look at the 419 eater site (http://419eater.com/) if you doubt it. Not only is the guy most probably in Nigeria and not the UK, they are serious,serious people, not someone you want to be messing with. The 419 eater crew bait these scammers and some of the lengths these people will go to to get your money/item is amazing and can be hilarious and in the case of one scam documented on the site, the scammers sending people to Glasgow from London to collect money for a scammer controlling them from Nigeria, very worrying.

I forget actual figures but it is in the millions of dollars these criminals scam out of US citizens alone every year, some actually go over to Nigeria etc to confront these people and come home in a box, luckier ones just lose their life savings or CNC machines ;-).

If you get one of these approaches, IGNORE IT. Don't reply, especially with any personal info, even names and addresses can be used to steal your identity. I know from personal experience.

Regards, Jeff.

Smiler

smiler you are right it sure is a scam the last email tells it all when you get the check kirkln give it to the Feds & let them get this scum bag.

In the interest of safety, you should can the idea of any contact with this person . How can you know if I would put a back door trojan program into your e-mail and suck out all your info. Or, maybe he has already done that. Sell the machine in the USA. I can see no reason why he would want to buy your machine and ship it to Britain. It probably would be hit with an import tax besides the cost of shipping. Then add cost of dealing with voltage change. Come on! Besides, he states that he is an American living in Britain. Why would he use British spelling to converse with an American. The sentence structure looks just like the letters sent from Nigeria that cheat thousands of people at a time.

The safest way I know of to deal with an international transaction is an irrevocable letter of credit, opened with a major bank. (example, bank of america, citibank, etc, not joe local bank of malaysia)

As I understand it, the only way a MAJOR bank will issue an LC, is that the payer must put the money into an account that only the bank controls - cash. The release of the money to you needs to be agreed upon based on some aspects, such as a bill of ladding. Once you present the bill of ladding to the bank (hopefully, one you use), they will release the funds to you.

AFAIK, it this prevents the parties from having direct access to your own personal banking info, and cannot be back tracked / reversed. This is a common used transaction method for doing business in the Far East, where payments can be a bit "challenging".

It is not cheap to do an LC, but they are pretty solid transaction methods.

If someone is not willing to do an LC, they are not legit. Most scams will go away the moment you ask for an LC from a MAJOR Bank with International experience. Once again, the fees can be significant, but my son learned the hard way that he should have used an LC on a transaction instead of a wire transfer. (he lost his entire payment to a seller in Indonesia, almost as scam driven as Nigeria)

Having re- read my last post I'd like to make it clear I'm in no way advocating baiting these people- some are very serious folk. As a previous poster said just stay clear and report it.

Chris
Your post brought back memories of SWIFT. You are right, SWIFT is a very secure, fast and reliable way to transfer funds worldwide and in country. SWIFT can get your transfer from point A to B in seconds; it’s the beginning and end points (banks) you have to worry about. I could relate a few stories about transmitting and receiving banks in the SWIFT system that would make you want to remove your money and never trust a bank again.


I worked for SWIFT many years ago, had a few positions in the Culpeper Va facility, in the computer operations and network control sections. Very interesting positions, one thing I found out about banks that surprised me was how often they make mistakes in accounting for money in a timely fashion.

I think some people give banks way too much credit for doing things by the book.

Oh, I know. Years ago I actually worked on a 'red team' in a major government agency. I also ran an import/export business, so I've seen my fair share of scams. One of my less scrupulous clients even started his own bank, with SWIFT, of course.

But, if you have to choose a way to send money around, SWIFT is pretty good, esp. since international banking regulations have been significantly tightened since 9/11 (just look at the crap UBS is now going through, unthinkable even 5 years ago). Still, there are a fair number of countries where it is not wise to send money.

The good think about banks, BTW, is that they are very good at covering up their f***ups so that you never know, at least in most modern countries....

Chris.

Come on! Besides, he states that he is an American living in Britain. Why would he use British spelling to converse with an American. You think that is British spelling? It's actually worse than American spelling.....(nuts)

Must dash...I have a dozen emails from the UK banks wanting me to confirm my details to reply to....One day they will send one with my actual bank named in the title!


Anyone interested in buying a bridge?

he will send you a check for more than the purchase price. the check will clear (it will be a bad check from a legtimate account and it will take over a month to be noticed and longer for the fed bank to handle. ) by then then you would have sent the item or sent him cash for the difference via western union. Its an old scam.

I had a check pulled back that was written on an American bank from an "American Buisness" run by foreigners.
We called the bank and checked twice to make sure it cleared. 2 days after shipping, and they said sorry, the check is no good and we lost are money. The bank person told me that if they dropped the check on the floor and it took 2 years to make it to the bank it was written from and then the check was not any good they would still pull the money from your account, no questions asked. The bank has no responsibility in this, they screw up and you pay.

I found out later that the account it was written on NEVER had that much money in it at one time.

The legal fee's and the logistics meant that we had to write if off as a very expensive lesson.

Offer to meet him face to face and bring along someone from your State's Attorney General's office.