TravisR100,
there are many answers to that question. First if you do ever plan on doing outside work you don't really need liability insurance unless your doing really big jobs for big company's. But to do small jobs i would start under a business name, just wait till you have enough work to do that. If you start under a business than you have property tax on the equipment that the company owns and you have to pay taxes to your local gov for the equipment your using to make money. If i were you i would sit and talk to a good CPA or lawyer that knows what you need in your area if you start a business, if you do outside work the people can always 1099 you personally for work done. Personally i would start out and see what happens
Will |