Hi, I am just updating this thread with what I have found as I go along.
The interesting aspect is how important it is to the credit card company "what is your business like, typical transaction, etc".
In my case, my business is Business Development Consulting, so when I bill a customer, the service is usually already rendered, they have received an invoice, and they are just paying the invoice. In this case, the odds of a "reversal" are very small, since the customer just would not pay at all if they were unhappy.
They also are very sensitive to loosing business to paypal, so if you tell them you are just comparing them to paypal, they tend to be a bit more flexible - at least that has been my experience so far.
My clients in the EU mostly pay via wire transfer, which costs me a flat $ 50 for the wire transfer + $ 10 of bank fees. My client ensures that I am paid at the invoiced rate in US dollars. (If I were a little smarter, I would have done the deal in Euro when the exchange rate was $ 0.90 per Euro)  |